Tag Archives: money management

How Do Your Personal Finances Matchup with the CPI?

Say what you might about the Consumer Price Index (CPI), this measurement is what the government uses to measure consumer spending and to make economic decisions. Basically, the CPI is a survey of prices paid by urban consumers for a representative basket of goods and services. A CPI report looks like this: (note this chart […]

3 Little Ways to Buy Happiness

Sometimes money can buy you a little piece of happiness. Here a three pieces that may bring you greater feelings of happiness at less cost

Tapping Your IRA to Purchase a Home

You may want to take advantage of one of the Roth IRA withdrawal exceptions to purchase a first home.

Social Security: What You Need to Know for 2011

Like anything financial, it’s in your best interest to pay attention to social security so that you know what is happening and can sort fact from fiction.

If You Keep Only 1 Resolution Let It Be This

As quiet as it may be your emergency fund is not to be ignored. Like the sourdough starter snuggled in a warm place in my kitchen, you’ve got to check on it regularly, feed it and replenish it when you use it.

How to Beat the Financial Holiday Hangover

Consumer spending data shows holiday spending in 2010 was up for the first time in three years. Whether your holiday shopping caused a whopping hangover or just a financial headache, there is a remedy for you. FIRST, bite the bullet and look at the damage. If you used a credit to pay for purchases figure […]

What Was Your Best Financial Moment of 2010?

The end of the year is naturally a time of reflection. The media are filled with highlights from the past year in case you’ve forgotten what happened. And, now I’d like you to take a look back at your financial year. How would you rate it overall? Did you make any smart money moves? If […]

What it Takes to be a Finanical Advisor

So often people have a hard time justifying the need for a financial advisor. After all, who knows your money better than you do? Well here is a glimpse of what it takes to be a financial advisor to put it all into perspective.

6 Ways to Avoid Getting Scrooged by Credit Cards

It seems that the holidays are the season for which credit cards were made. You see, credit cards, unlike their cousin the debit card, may lend a little breathing space between when you buy something and when you receive the bill. If you are not careful though, they can become an unfortunate burden on your […]

The Shoebox May Be Gone, but the Inbox is Overflowing

The new #1 personal finance mistake problem is ignoring online banking.