A Remedy for “I’m Bored”

Oh, doesn’t that phrase just make every parent
want to scrunch their face and pull their own hair?

While, I can’t promise that you’ll never hear you child say
those little words this summer (you might have heard it already), I do pose a
positive spin.

This summer don’t put your kids to work, put them to earning.
Even the youngest child can do jobs around the house. And even the youngest
child, should get paid for these jobs. I know this goes against some theories
of chores and allowance, but during the summer the rules change. Kids have a
lot more time on their hands, and your house needs a lot more work because of
it. So, set up a chore chart.

You can’t just wing it every day. Set up a chart for the
week and post it prominently. Clearly identify how much you will pay for each
chore. For young children it’s best to set a straight amount for each chore.
For older kids, you can assign more value to bigger tasks.

Like anything else with kids, success depends on parental
consistency. With young children you should review their chart daily and pay
them daily. Remember, their small brains like instant reward. If you pay them
each day, they’ll quickly understand the value of their work. It’s fine to pay
older children weekly, but even older kids will rejoice in daily payment.

Establish money rules before you begin. The Share, Spend,
Save program is appropriate for any age. You can make this as simple or fancy
as you like, but the basic idea is to set up three money receptacles each one
labeled either Share, Spend or Save. You can discuss with your child an
appropriate division of the money or let them decide. HINT: Smaller containers
fill up faster, giving your child a quicker sense of accomplishment and
requiring the jars to be emptied sooner.

When it’s time to empty the savings jar, have your child
take it to the credit union to deposit in their own account. Coors Credit Union
has different saving account levels for various ages. And all children’s
savings are no fee, no minimum accounts. Kids age 13 and older can open a First
Checking account with parental approval.

And finally, your kids will learn another valuable lesson:
Don’t say “I’m bored” or you’ll be put to work.

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